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This web page covers CA Medicare Part B help. Medicare Part B is often referred to as Medical insurance. It is an optional program which covers certain health care costs not covered by Part A. To receive Part B of Medicare a person has to pay a monthly premium. In reality a person who has Medicare Part B is only paying a portion of the actual premium with the government paying for the majority of the premium. Medicare Part B helps to pay for many of the costs of health care not covered under Part A. Medical services including doctor's services (not including routine physical exams) laboratory tests, outpatient mental health care and outpatient physical therapy, outpatient hospital services, second opinions, outpatient medical and surgical services as well as supplies, blood received as an outpatient and durable medical equipment. With Medicare Part B there is a co-payment and an annual deductible for covered services. This is another significant difference between Medicare Part A and Part B. With Part a person is responsible for 20% of the approved amount after the deductible is paid. If certain conditions are met Medicare Part B may help to pay for mammograms, prosthetic limbs, second opinions, transplants, diabetes services and supplies, pelvic exams, emergency care, artificial eyes, dialysis, pap tests, prostate cancer screenings, ambulance services, colorectal cancer screenings, braces, glaucoma screenings, vaccinations, diagnostic tests and bone mass measurements. Medicare Part B does exclude certain physician services. These include eye exams and glasses, hearing exams, routine physical exams, routing foot care and most cosmetic surgery. For each 12 month period that you are eligible to sign up for Part B that you do not sign up for it the premium amount increases by 10%. We have been helping Californians with their Medicare Supplement requirments for more than 20 years. We want to help you with your Medigap needs. Let us answer all your Medicare questions. We will find the correct coverage for your needs. When need answers relating to Medicare then call us. We will give you the information you need now. One phone call or email can take the frustration and solve your problem. |
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