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This web page details CA Medicare skilled care online quotes. Skilled nursing care is health care administered under a doctor's orders. This type of care may only be administered by or under the supervision of skilled medical care professionals. Care that can be administered by non-professionals is not skilled nursing care. Rehabilitative care which requires skilled professional staff is also a type of skilled care. Medicare can help cover for the costs of skilled nursing care. A person gets skilled nursing care to help improve their medical condition or to attempt to keep their medical condition from deteriorating. In California Medicare and Medicare supplements will only pay for skilled nursing care under certain conditions. A person must not have used all the days in the current benefit period. The person must have also had a hospital stay that qualified. In order to qualify the hospital stay must have been at least for three consecutive days from the time they were admitted and this does not include the day they were discharged. An individual must also go into the skilled nursing facility within 30 days of when they had been discharged from the hospital. If you leave the skilled nursing facility and then have to go back into it with 30 days you do not have to have another three day hospital stay in order to qualify. Medicare must have approved the skilled nursing facility. The condition for which and individual requires skilled care must have been the same one that was being treated during the qualifying 3 day hospital stay. A physician must have ordered the skilled nursing care. Medicare breaks down periods of time that it will cover skilled nursing care costs into what are referred to as benefit periods. The benefit period starts on the first day an individual begins Medicare Part A hospital or skilled nursing facility benefits. There are one hundred covered days in a benefit period. When these days are used up there are no more benefits available for the current benefit period. The benefit period ends when a person has not been in a skilled nursing facility or hospital for at least 60 consecutive days or if an individual has been in a skilled nursing facility for at least 60 consecutive days without actually having received skilled care there. There aren't any limits as to the number of benefit periods a person can have during their lifetime. Some of the costs associated with skilled nursing facilities are meals, medical supplies, physical therapy, dietary counseling, speech therapy, skilled nursing care, semi-private room, occupational therapy, medical social services, ambulance transportation and medicine. These services must be necessary in order for Medicare to cover them. Medicare will pay for the full cost of the first twenty days of skilled nursing care. The next eighty days require an individual to pay a daily co-payment with Medicare paying the balance. Medicare pays nothing for skilled nursing care care expenses after the first 100 days. Some Medicare Supplements help cover the daily co-payment. Let our 20 years of experience assist you with your Medicare Supplement requirements. We will answer all of questions and give you the information you need to make the right choice. We will find the correct policy for you. Medicare is a very complex subject. There is a huge amount of information out there about Medicare. Finding the information you want can be tedious and time consuming. Let us get you the information you need to know. |