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This internet web page covers CA Medicare Supplement additional benefits advice. As well as having the core benefits a Medicare Supplement may have further coverages. The additional benefits a plan may have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are labeled as Plan A through Plan F. Covering for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This coverage pays for up to a certain amount per visit by the provider and has an annual maximum. Paying the Medicare Part A deductible per benefit period. Paying the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. The additional benefits a plan may offer are: Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. This care has to be a type of treatment that would be covered by Medicare had the care been received in the United States. Covering the Medicare Part B deductible. Covering the Medicare Part B excess charges. Depending on the plan selected, this coverage can be either 80% or 100%. Pays for 50% of outpatient prescription medication costs. There is a deductible on this coverage and there is also a limit on how much the plan will pay in a given year. Covers several preventive care services not covered by Medicare. There is an annual limit on this coverage. It is possible for extra benefits to be offered in Medicare Supplement plans, but these extra benefits must be approved by the state insurance commissioner. We have been helping Californians with their Medicare Supplement requirments for more than 20 years. We want to help you with your Medicare Supplement needs. Let us answer all your Medicare questions. We will find the correct policy for your needs. Medicare is a extremely complex topic. There is an overwhelming amount of information availble about Medicare. Getting the information you need can be tedious and time consuming. Let us give you the information you need to know. |