CA Medicare Supplement Additional Benefits

This web page covers CA Medicare Supplement additional benefits. As well as having the core benefits a Medicare Supplement may also have further coverages. The additional benefits a plan may have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are labeled as Plan A through Plan F.

Covering for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum.

Covering the Medicare Part A deductible per benefit period.

Paying the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility.

The additional benefits a plan may offer are:

Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is also subject to a $50,000 lifetime maximum benefit. This care has to be a type of treatment that would be covered by Medicare if the care been received in the U.S.

Covering the Medicare Part B deductible.

Covering the Medicare Part B excess charges. Depending on the plan selected, this coverage can be either at 80% or 100%.

Covers 50% of outpatient prescription medication costs. This coverage has a deductible and there is a limit on how much the plan will pay in a year for prescriptions.

Pays for a variety of preventive care services that are not covered by Medicare. There is an annual limit on this benefit.

It is also possible for extra benefits to be offered in Medicare Supplement plans, but these additional benefits must be approved by the state insurance commissioner. We have been helping Californians with their Medicare Supplement requirments for more than twenty years now. We want to help you with your Medigap needs. Let us answer your Medicare questions. We can find the best plan for your needs. Medicare is a extremely complex topic. There is an overwhelming amount of information out there about Medicare. Getting the information you want can be time consuming and tedious. Let us get you the information you need to know.

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