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This internet web page is about CA Medicare Supplement Plan I benefits advice. With the different Medicare Supplements available in California choosing which one is right for an individual. Factors such as whether an individual takes prescriptions and the general state of their health can influence which plan is best. The benefits provided by the various plans varies greatly. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan. All currently sold Medicare Supplement plans must cover a minimum set of benefits. These minimum benefits are known as the Medicare Supplement core benefits. A Plan I Medicare Supplement offers the core benefits and additional benefits. The Plan I Medicare Supplement benefits are: Paying the Medicare Part A coinsurance amount for the 61st day of hospitalization through the 90th day of hospitalization. Paying the Medicare Part A co-payments for the 60 lifetime reserve days. Covering the Medicare Part A hospital expenses after all Medicare Part A hospital benefits have been used up. Paying the cost of the first three pints of blood under both Part A and Part B. Covering the Part B co-payments for Medicare approved charges. Covering for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Paying the Medicare Part A deductible per benefit period. Paying the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. The treatment has to be a type of care that would be covered by Medicare if the care been received in the U.S. Covering 100% of the Medicare Part B excess charges. It is possible for extra benefits to be offered in Medicare Supplement plans, but these additional benefits must be approved by the state insurance commissioner. Let our 20 years of experience help you with your Medicare needs. We will answer all of questions and give you the advice you need to make the correct choice. We will find the right plan for you. Are you confused by the complexity of Medicare? With the vast amount of information it is not difficult to have difficulty finding the answers you require. Don't waste your precious time trying to find which plan is correct for you. We have the answers. |