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The purpose of this web page is to explain CA Medicare Supplement Plan J benefits help. With various Medicare Supplements available in California deciding which one is the right one for a persons. Factors like whether a person takes prescriptions and the general state of their health can influence which plan is best. The benefits provided by the various plans varies greatly. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan. All modern Medicare Supplement policies must cover a minimum set of benefits. These minimum benefits are known as the Medicare Supplement core benefits. A Medicare Supplement Plan J has the core benefits and additional benefits. The Plan J Medicare Supplement benefits are: Paying the Part A co-payments for the 61st day of hospitalization through the 90th day of hospitalization. Covering the Medicare Part A co-payments for the 60 lifetime hospital reserve days. Paying the Medicare Part A hospital expenses after all Medicare Part A hospital benefits have been exhausted. Paying the cost of the first three pints of blood under both Part A and Part B. Covering the Part B co-payments for Medicare approved charges. Paying for at-home recovery. This coverage pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Paying the Medicare Part A deductible per benefit period. Paying the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is also subject to a $50,000 lifetime maximum benefit. The care has to be a type of care that would be covered by Medicare if the care been received in the U.S. Covering the Medicare Part B deductible. Paying 100% of the Medicare Part B excess charges. Covers a variety of preventive care services that are not covered by Medicare. There is an annual limit on this coverage. It is possible for extra benefits to be offered in Medicare Supplement plans, but these extra benefits must be approved by the state insurance commissioner. We have been helping Californians with their Medicare Supplement needs for well over 20 years. We want to assist you with your Medigap needs. Let us answer all your Medicare questions. We will find the correct plan for you. Medicare is a very complex topic. There is an overwhelming amount of information availble about Medicare. Getting the information you want can be a tedious and time consuming undertaking. Let us get you the information you need. |