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This internet web page is about CA Medicare Supplement Plan J benefits quotes. With all the different Medicare Supplements available in California deciding which one is the right one for an individual. Factors like whether an individual takes prescriptions and the general state of their health influence which plan is best. The benefits provided by the different plans varies greatly. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan. All modern Medicare Supplement plans must cover a minimum set of benefits. These minimum benefits are called the Medicare Supplement core benefits. A Plan J Medicare Supplement offers the core benefits and additional benefits. The Plan J Medicare Supplement benefits are: Covering the Part A co-payments for the 61st day of hospitalization through the 90th day of hospitalization. Covering the Part A co-payments for the 60 lifetime hospital reserve days. Covering the Part A hospital expenses after all Medicare Part A hospital benefits have been used up. Paying the cost of the first three pints of blood under both Part A and Part B. Paying the Part B co-payments for Medicare approved charges. Covering for at-home recovery. This coverage pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and has an annual maximum. Covering the Medicare Part A deductible per benefit period. Covering the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. Paying 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. The treatment has to be a type of treatment that would be covered by Medicare had the care been received in the United States. Paying the Medicare Part B deductible. Covering 100% of the Medicare Part B excess charges. Pays for several preventive care services not covered by Medicare. There is an annual limit on this coverage. It is possible for additional benefits to be offered in Medicare Supplement policies, but these extra benefits must be approved by the state insurance commissioner. With over twenty years experience assisting Californians with their Medicare Supplement requirements we can assist you too. Let us analyze your requirements, and assist you with getting insurance. Are you confused by the complexity of Medicare? With the vast amount of information it is not difficult to have difficulty finding the answers you require. Don't waste your precious time trying to find which plan is best for you. We have the answers. |