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This web page covers CA Medicare Supplemental additional benefits. In addition to the core benefits a Medicare Supplemental may have further benefits. The extra benefits a policy can have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are called Plan A through Plan F. Paying for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Covering the Medicare Part A deductible per benefit period. Covering the Medicare Part A coinsurance for the 21st to the 100th day of care in a skilled nursing facility. The additional benefits a plan may offer are: Paying 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. This care has to be a type of care that would be covered by Medicare had the care been received in the U.S. Covering the Medicare Part B deductible. Paying the Medicare Part B excess charges. Depending on the plan selected, this coverage may be either 80% or 100%. Covers 50% of outpatient prescription medication costs. There is a deductible on this coverage and there is also a limit on how much the plan will pay in a given year. Covers several preventive care services not covered by Medicare. There is an annual limit on this coverage. It is also possible for extra benefits to be offered in Medicare Supplemental policies, but these extra benefits must be approved by the state insurance commissioner. Let our 20 years of experience assist you with your Medicare Supplement needs. We can answer all of questions and give you the information you need to make the best choice. We will find the correct policy for you. Medicare is a extremely complex topic. There is an overwhelming amount of information out there about Medicare. Finding the information you need can be a tedious and time consuming process. Let us get you the information you need. |