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The purpose of this internet web page is to explain CA Medigap additional benefits. As well as having the core benefits a Medicare Supplement can have extra benefits. The extra benefits a policy can have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are called Plan A through Plan F. Paying for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Paying the Medicare Part A deductible per benefit period. Covering the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. The additional benefits a plan may offer are: Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. This care has to be a type of treatment that would be covered by Medicare if the care been received in the U.S. Covering the Medicare Part B deductible. Covering the Medicare Part B excess charges. Depending on the plan selected, this coverage can be either 80% or 100%. Covers 50% of outpatient prescription medication costs. There is a deductible on this coverage and there is also a limit on how much the plan will pay in a given year. Pays for several preventive care services that are not covered by Medicare. There is an annual limit on this coverage. It is possible for extra benefits to be offered in Medicare Supplement policies, but these extra benefits must be approved by the state insurance commissioner. Let our 20 years of experience assist you with your Medicare needs. We can answer all your questions and give you the information you need to make the right choice. We will find the correct policy for you. When need answers concerning Medicare then call us. We will give you all the information you need now. One email or phone call can take the frustration and solve your problem. |