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This page details CA Medigap enrollment. A person who is 65 years old and is applying for Social Security is automatically applying for Medicare Part A also. Enrollment for Medicare Part A is automatic for people when they receive their Social Security benefits or Railroad Retirement Benefits. Most recipients of Medicare Part A coverage do not pay a premium for that coverage. The reason for this is that part of the Social Security tax a person or their spouse paid while working is used to prepay the Part A coverage. People who are eligible are enrolled in Medicare Part A the first day of the month in which they turn 65 years of age. Enrollment for Medicare Part B is voluntary. In order to receive Medicare Part B a person has to pay monthly premiums for it. The monthly premium is usually deducted from a person's Social Security check. If you choose not to enroll in Part B when you are first eligible for it you can enroll at a later time. One disadvantage to not enrolling when you first become eligible is that you may have to pay a higher amount of premium than if you had enrolled at initial eligibility. Some people don't enroll in Part B when they first become eligible if they are already covered by a group health insurance plan. However, if they enroll in Part B at a later time they will face the possibility of the Part B monthly premium being higher. With more than 20 years experience helping people in California with their Medicare Supplement requirements we can help you too. Let us analyze your requirements, and assist you with getting coverage. Are you overwhelmed by the complexity of Medicare Supplements? With the large amount of information it is very to have difficulty finding the answers you need. Don't waste your time trying to find which plan is best for you. We have the answers you need. |