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This web page covers CA Medigap Plan J benefits. With various Medicare Supplements available in California choosing which one is correct for a persons. Factors like whether an individual takes prescriptions and the general state of their health influence which plan is best. The benefits provided by the various plans varies greatly. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan. All modern Medicare Supplement policies must cover a minimum set of benefits. These minimum benefits are known as the Medicare Supplement core benefits. A Plan J Medicare Supplement has the core benefits and additional benefits. The Plan J Medicare Supplement benefits are: Paying the Part A coinsurance amount for the 61st day of hospitalization through the 90th day of hospitalization. Paying the Medicare Part A coinsurance amount for the 60 lifetime hospital reserve days. Covering the Medicare Part A hospital expenses after all Medicare Part A hospital benefits have been exhausted. Covering the cost of the first three pints of blood under both Part A and Part B. Covering the Part B co-payments for Medicare approved charges. Covering for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and has an annual maximum. Covering the Medicare Part A deductible per benefit period. Paying the Medicare Part A coinsurance for the 21st to the 100th day of care in a skilled nursing facility. Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is also subject to a $50,000 lifetime maximum benefit. The care has to be a type of treatment that would be covered by Medicare had the care been received in the United States. Paying the Medicare Part B deductible. Covering 100% of the Medicare Part B excess charges. Covers a variety of preventive care services that are not covered by Medicare. There is an annual limit on this benefit. It is also possible for extra benefits to be offered in Medicare Supplement policies, but these additional benefits must be approved by the state insurance commissioner. We have been helping Californians with their Medicare Supplement requirments for well over 20 years. We want to help you with your Medigap needs. Let us answer your Medicare questions. We will find the right plan for you. Medicare is a extremely complex topic. There is a huge amount of information out there about Medicare. Finding the information you need can be a tedious and time consuming process. Let us give you all the information you need to know. |