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This web page goes into CA Medigap. Medicare is a federal government health insurance program. Medicare made part of the Social Security system by congress in 1965. Medicare is mainly a program for the elderly. Medicare also provides health care for some people with disabilities irrespective of how old they are. For people with disabilities to meet eligibility requirements they must have been considered eligible by the Social Security program and have been eligible to receive Social Security benefits for 24 months or more. People who have end-stage renal disease can also receive benefits under Medicare. End-stage renal failure is permanent kidney failure which requires a kidney transplant or dialysis. California Medicare Organization is what this site attempts to explain. Medicare is supervised by a government organization called the Centers for Medicare and Medicaid Services and this organization is part of the Department of Health and Human Services. These federal government agencies work with state insurance officials as well as private insurers and health care providers to organize the Medicare system. The Medicare system is broken up into two parts. Part A covers hospital costs and Part B covers medical expenses thus supplementing Part A's coverage. For Part A, the federal government contracts with private insurers to provide claims processing. For Part B benefits private insurers known as carriers are contracted to do the claims processing. In some instances Medicare coverage is treated as secondary. One example of this is when a liability policy covers treatment as might be the case in an automobile accident, Medicare may then be treated as secondary insurance. We have assisted Californians with their Medicare Supplement requirments for well over 20 years. We want to help you with your Medicare Supplement needs. Let us answer all your Medicare questions. We will find the right plan for your needs. Medicare is a very complicated subject. There is a huge amount of information out there about Medicare. Finding the information you want can be a tedious and time consuming process. Let us get you the information you need to know. |