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This internet web page goes into California cobra online quotes. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a program which allows certain people to continue their group health insurance coverage after they have left a job or when they no longer work enough hours to qualify for the company's medical insurance plan. Under most situations Cobra medical coverage will usually last for 18 months. COBRA typically requires that group medical policies sponsored by employers with 20 or more employees in the previous year offer employees and their families a temporary extension of medical coverage in certain instances where coverage under the plan would otherwise stop. The program gives employees and their families who lose their health benefits the right to continue their group health benefits provided by their group health coverage for a limited period of time under specific circumstances such as involuntary job loss, voluntary job loss, transition between jobs, divorce, reduction in the hours worked or death. A person who is on Cobra may be required to pay the full premium for coverage as well as an extra 2 percent of the price of the plan as an administrative fee. Once you have lost your group health plan coverage their are 60 days to accept Cobra coverage or lose all rights to benefits. With more than twenty years experience assisting Californians with their health insurance requirements we can assist you too. Let us analyze your requirements, and assist you with getting coverage. Medical insurance can be a complex subject. There is an overwhelming amount of information availble health coverage. Finding the information you want can be a tedious and time consuming undertaking. Let us get you all the information you need. |
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