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This web page talks about California Medicare enrollment advice. A person who is 65 years old and is applying for Social Security is automatically applying for Medicare Part A also. Enrollment for Medicare Part A is automatic for people when they receive their Social Security benefits or Railroad Retirement Benefits. Most recipients of Medicare Part A coverage do not have to pay a premium for that coverage. This is because part of the Social Security tax a person or their spouse paid while working is used to prepay the Part A coverage. People who are eligible are enrolled in Medicare Part A the first day of the month they turn 65 years of age. Enrollment for Medicare Part B is voluntary. In order to receive Medicare Part B a person has to pay monthly premiums for it. The Medicare Part B premium is usually deducted from a person's Social Security check. If you choose not to enroll in Part B when you first become eligible for it you can enroll at a later time. One disadvantage to not enrolling when you first become eligible is that you may have to pay a higher premium than if you had enrolled at initial eligibility. Some people may choose not to enroll in Part B when they first become eligible if they are already covered by a group health insurance plan. If they choose to enroll in Part B at a later time they will face the possibility of the Part B monthly premium being higher. Let our twenty years of experience help you with your Medicare Supplement needs. We will answer all your questions and give you the information you need to make the correct choice. We will find the best policy for you. If you have questions concerning Medicare Supplements then call us. We will get you all the information you require right now. One phone call or email to us can take the confusion and solve the problem. |