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The purpose of this web page is to explain California Medicare skilled care online quotes. Skilled nursing care is medical care administered under a doctor's orders. This type of care may only be administered by or under the supervision of skilled health care professionals. Care that can be administered by non-professionals is not skilled nursing care. Rehabilitative care that requires skilled professional staff is also a type of skilled care. Medicare can help cover for skilled nursing care. An individual receives skilled nursing care to help improve their health condition or to try to keep their medical condition from deteriorating. In California Medicare and Medicare supplements only cover skilled nursing care under certain conditions. A person must have days left in the current benefit period. The person must also have had a hospital stay that qualified. In order to qualify the stay had to have been at least for 3 consecutive days from the time they were admitted and this does not include the day they were discharged. A person must also go into the skilled nursing facility within thirty days of when they were discharged from the hospital. If you leave the skilled nursing facility and then have to go back into it with thirty days you do not have to have another three day hospital stay in order to qualify. Medicare must have approved the skilled nursing facility. The condition for which a person requires skilled care must have been the same one that had been during the qualifying 3 day hospital stay. A physician must have ordered the care. Medicare breaks down periods of time that it will pay for skilled nursing care costs into what are called benefit periods. The benefit period begins on the day a person starts Medicare Part A hospital or skilled nursing facility benefits. There are one hundred covered days in a benefit period. Once these days are used up there are no more benefits available for the current benefit period. The benefit period ends when an individual has not been in a skilled nursing facility or hospital for at least 60 consecutive days or if an individual has been in a skilled nursing facility for at least 60 consecutive days without actually having received skilled care there. There are no limits as to the number of benefit periods a person can have. Some of the costs associated with skilled nursing facilities are speech therapy, dietary counseling, medicine, medical supplies, semi-private room, ambulance transportation, meals, occupational therapy, medical social services, physical therapy and skilled nursing care. These services have to be necessary in order for Medicare to cover them. Medicare will pay for the full cost of the first 20 days of skilled nursing care. The next 80 days require an individual to pay a daily co-payment with Medicare paying the balance. Medicare pays nothing for skilled nursing care care costs after the first 100 days. Some Medicare Supplements help cover the daily co-payment. We have been helping Californians with their Medicare Supplement requirments for well over 20 years. We want to help you with your Medicare Supplement needs. Let us answer all your Medicare questions. We will find the correct policy for your needs. Medicare is a extremely complex subject. There is an overwhelming amount of information out there about Medicare. Getting the information you need can be a tedious and time consuming process. Let us get you the information you need to know. |