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This web page is about California Medicare Supplement additional benefits advice. In addition to the core benefits a Medicare Supplement may also have extra benefits. The additional benefits a policy may have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are called Plan A through Plan F. Paying for at-home recovery. This coverage pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Paying the Medicare Part A deductible per benefit period. Paying the Medicare Part A coinsurance for the 21st to the 100th day of care in a skilled nursing facility. The additional benefits a plan may offer are: Paying 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. The treatment has to be a type of care that would be covered by Medicare had the care been received in the United States. Covering the Medicare Part B deductible. Covering the Medicare Part B excess charges. Depending on the plan selected, this coverage can be either at 80% or 100%. Covers 50% of outpatient prescription medication costs. This coverage has a deductible and there is a limit on how much the plan will pay in a year for prescriptions. Covers several preventive care services not covered by Medicare. There is an annual limit on this coverage. It is also possible for extra benefits to be offered in Medicare Supplement policies, but these additional benefits must be approved by the state insurance commissioner. We have assisted Californians with their Medicare Supplement requirments for well over 20 years. We want to help you with your Medicare Supplement needs. Let us answer all your Medicare questions. We can find the right plan for your needs. When need answers relating to Medicare then call us. We can get you the information you need now. One email or phone call can take the confusion and solve your problem. |