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This web page details California Medicare Supplement additional benefits online quotes. As well as having the core benefits a Medicare Supplement can also have further benefits. The extra benefits a policy may have must be in one of the ten possible benefit combinations allowed by the federal government. These possible combinations of benefits are labeled as Plan A through Plan F. Covering for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and has an annual maximum. Covering the Medicare Part A deductible per benefit period. Paying the Medicare Part A coinsurance for the 21st to the 100th day of care in a skilled nursing facility. The additional benefits a plan may offer are: Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. This treatment has to be a type of care that would be covered by Medicare if the care been received in the United States. Paying the Medicare Part B deductible. Paying the Medicare Part B excess charges. Depending on the plan selected, this coverage can be either 80% or 100%. Pays for 50% of outpatient prescription medication costs. There is a deductible on this coverage and there is also a limit on how much the plan will pay in a given year. Pays for several preventive care services not covered by Medicare. There is an annual limit on this benefit. It is also possible for additional benefits to be offered in Medicare Supplement policies, but these additional benefits must be approved by the state insurance commissioner. We have helped Californians with their Medicare Supplement needs for more than twenty years now. We want to help you with your Medigap needs. Let us answer your Medicare questions. We can find the right policy for your needs. Medicare is a very complex subject. There is a huge amount of information availble about Medicare. Finding the information you need can be a tedious and time consuming undertaking. Let us get you all the information you need. |