California Medicare Supplement Plan I Benefits

This web page details California Medicare Supplement Plan I benefits. With various Medicare Supplements available in California choosing which one is the right one for a persons. Factors such as whether a person takes prescriptions and the general state of their health can influence which plan is the most appropriate. The benefits provided by the various plans varies greatly. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan.

All modern Medicare Supplement policies must cover a minimum set of benefits. These minimum benefits are known as the Medicare Supplement core benefits. A Plan I Medicare Supplement has the core benefits and more.

The Plan I Medicare Supplement benefits are:

Paying the Medicare Part A co-payments for the 61st day of hospitalization through the 90th day of hospitalization.

Paying the Part A co-payments for the 60 lifetime reserve days.

Covering the Part A hospital expenses after all Part A hospital benefits have been exhausted.

Paying the cost of the first three pints of blood under both Part A and Part B.

Covering the Part B co-payments for Medicare approved charges.

Paying for at-home recovery. This coverage pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum.

Covering the Medicare Part A deductible per benefit period.

Covering the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility.

Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. This foreign care must begin within 60 days of leaving the U.S. This benefit has a $250 deductible and is also subject to a $50,000 lifetime maximum benefit. The treatment has to be a type of treatment that would be covered by Medicare had the care been received in the United States.

Paying 100% of the Medicare Part B excess charges.

It is possible for extra benefits to be offered in Medicare Supplement policies, but these additional benefits must be approved by the state insurance commissioner. With over twenty years experience helping Californians with their Medicare Supplement needs we will help you too. Let us analyze your requirements, and assist you with getting coverage. Medicare is a complicated topic. There is a huge amount of information out there about Medicare. Finding the information you want can be a tedious and time consuming process. Let us give you the information you need.

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