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This web page explains California Medicare Supplement Plan J benefits quotes. With all the different Medicare Supplements available in California choosing which one is correct for a persons. Factors such as whether a person takes prescriptions and the general state of their health can influence which plan is the most appropriate. The benefits provided by the different plans varies widely. It is a good idea to consult a licensed Medicare Supplement professional when choosing a plan. All currently sold Medicare Supplement plans must cover a minimum set of benefits. These minimum benefits are known as the Medicare Supplement core benefits. A Plan J Medicare Supplement has the core benefits and additional benefits. The Plan J Medicare Supplement benefits are: Covering the Medicare Part A co-payments for the 61st day of hospitalization through the 90th day of hospitalization. Covering the Medicare Part A co-payments for the 60 lifetime reserve days. Covering the Part A hospital expenses after all Medicare Part A hospital benefits have been used up. Paying the cost of the first three pints of blood under both Part A and Part B. Paying the Part B co-payments for Medicare approved charges. Covering for at-home recovery. This coverage pays for at-home assistance with the activities of daily living (ADLs) while as long as person qualifies for Medicare home health care benefits. This at-home recovery coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Covering the Medicare Part A deductible per benefit period. Covering the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. Paying 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is also subject to a $50,000 lifetime maximum benefit. The treatment has to be a type of treatment that would be covered by Medicare if the care been received in the U.S. Paying the Medicare Part B deductible. Covering 100% of the Medicare Part B excess charges. Covers several preventive care services that are not covered by Medicare. There is an annual limit on this benefit. It is possible for extra benefits to be offered in Medicare Supplement policies, but these extra benefits must be approved by the state insurance commissioner. With over 20 years experience helping people in California with their Medicare Supplement requirements we can help you too. Let us analyze your needs, and assist you with getting coverage. Medicare is a very complex subject. There is a huge amount of information availble about Medicare. Finding the information you want can be a tedious and time consuming process. Let us get you the information you need to know. |