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This web page details California Medicare Supplemental Plan J benefits. With various Medicare Supplementals available in California choosing which one is the right one for a persons. Factors such as whether a person takes prescriptions and the general state of their health can influence which plan is best. The benefits provided by the different plans varies widely. It is a good idea to consult a licensed Medicare Supplemental professional when choosing a plan. All currently sold Medicare Supplemental policies must cover a minimum set of benefits. These minimum benefits are called the Medicare Supplemental core benefits. A Plan J Medicare Supplemental offers the core benefits and additional benefits. The Plan J Medicare Supplemental benefits are: Paying the Part A coinsurance amount for the 61st day of hospitalization through the 90th day of hospitalization. Covering the Medicare Part A co-payments for the 60 lifetime hospital reserve days. Paying the Part A hospital expenses after all Medicare Part A hospital benefits have been used up. Paying the cost of the first three pints of blood under both Part A and Part B. Paying the Medicare Part B co-payments for Medicare approved charges. Paying for at-home recovery. This pays for at-home assistance with the activities of daily living (ADLs) while a person qualifies for Medicare home health care benefits. This coverage pays for up to a certain amount per visit by the provider and is subject to an annual maximum. Covering the Medicare Part A deductible per benefit period. Covering the Medicare Part A co-payments for the 21st to the 100th day of care in a skilled nursing facility. Covering 80% of the billed charges for emergency treatment, physician services and other medical services received in a foreign country that is medically necessary. The care must begin within 60 days of leaving the United States. This benefit has a $250 deductible and is subject to a $50,000 lifetime maximum benefit. This treatment has to be a type of care that would be covered by Medicare if the care been received in the U.S. Paying the Medicare Part B deductible. Paying 100% of the Medicare Part B excess charges. Covers a variety of preventive care services not covered by Medicare. There is an annual limit on this benefit. It is possible for extra benefits to be offered in Medicare Supplemental plans, but these extra benefits must be approved by the state insurance commissioner. We have been helping Californians with their Medicare Supplement requirments for more than 20 years now. We want to assist you with your Medigap needs. Let us answer your Medicare questions. We will find the best plan for you. When you have questions concerning Medicare Supplements then call us. We can give you the information you need now. One email or phone call can take all the frustration and solve the problem. |