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This internet web page is about California Medigap enrollment. Someone who is 65 years old and is applying for Social Security is automatically applying for Medicare Part A also. Enrollment for Medicare Part A is automatic for people when they receive their Social Security benefits or Railroad Retirement Benefits. Most recipients of Medicare Part A coverage don't pay a premium for the coverage. The reason for this is that part of the Social Security tax a person or their spouse paid while working prepays the Part A coverage. People who are eligible are enrolled in Medicare Part A the first day of the month in which they turn 65 years of age. Part B enrollment is voluntary. To get Medicare Part B a person has to pay monthly premiums for it. The monthly premium is typically deducted from a person's Social Security check. If you choose not to enroll in Part B when you are first eligible for it you can enroll at a later time. If you don't enroll when you are first eligible, you may have to pay a higher premium than if you had enrolled at initial eligibility. Some people don't enroll in Part B when they first become eligible if they are already covered by a group health insurance plan. If they choose to enroll in Part B at a later time they will face the possibility of the Part B monthly premium being higher. We have been helping Californians with their Medicare Supplement needs for more than twenty years. We want to help you with your Medigap needs. Let us answer your Medicare questions. We can find the correct policy for you. Medicare is a complex subject. There is a huge amount of information availble about Medicare. Finding the information you want can be a tedious and time consuming undertaking. Let us give you the information you need. |